Canada. Canada Pension Plan - Toronto - Retirement pension

Organization:

Phone Numbers:

1-800-277-9914

TTY:

1-800-255-4786

Website:

www.canada.ca/en/services/benefits/publicpensions/cpp.html

Address:

c/o c/o Service Canada, Stn D
c/o Service Canada, Stn D; PO Box 5100
Toronto, ON
M1R 5C8

Street
Address:

Toronto

Location:

Mailing address

Hours:

Mon-Fri 8:30 am-4:30 pm to speak to an agent

Recorded information Mon-Sun 24 hours

Service Description:

Monthly retirement pension, beginning as early as 60 years or as late as 70 years

full pension if started at 65 years
reduced pension if started before 65 years
increased pension if started after 65 years

Post-Retirement Benefit -- for workers 60-70 years who continue to contribute to CPP while receiving a CPP pension
Disability benefits -- for contributors under 65 years

allowance for dependent children

Survivor benefits -- monthly pension for surviving spouse or common law partner

children's benefit for dependent children of deceased contributor
death benefit (lump sum payment to estate, or persons responsible for funeral costs)

Amount of benefits payable is in proportion to contributions

pension credits earned by either spouse may be divided equally (credit splitting) on termination of marriage or common law partnership

Social Security Tribunal, 1-877-227-8577 -- independent appeal process for Canada Pension Plan decisions, see separate entry
Program of Employment and Social Development Canada, delivered by Service Canada
Retirement Hub - information and resources on pensions and retirement planning

Fees:

None

Application:

Apply 6 months before you want your pension to start (not automatic)

apply online, by mail or in person at Service Canada sites -- see separate entries
application forms available online

Eligibility / Target Population:

Contributors to the Canada Pension Plan (CPP)

Canada has reciprocal social security agreements with many countries, which may allow people who have lived or worked in another country to qualify for a foreign pension

Languages:

English ; French

Area Served:

Algoma, Barrie & Area, Bolton Caledon, Bramalea, Brampton, Brant, Burlington, Cambridge–North Dumfries, Chatham – Kent, City of Thunder Bay, Cochrane, Collingwood & Area, District of Kenora, District of Rainy River, District of Thunder Bay, Dufferin, Durham North East, Durham West, East Mississauga, East York, Elgin, Etobicoke, Grey and Bruce, Guelph–Puslinch, Haldimand Norfolk, Haliburton County and City of Kawartha Lakes, Halton Hills, Hamilton, Huron and Perth, James and Hudson Bay Coast, Kingston, Kitchener–Waterloo–Wellesley–Wilmot–Woolwich, Lanark, Leeds & Grenville, London and Middlesex, Midland, Penetanguishene & Area, Milton, Muskoka, Niagara, Niagara North West, Nipissing–Temiskaming, North Etobicoke, Malton, West Woodbridge, North Lanark/North Grenville, North West Mississauga, North York, Northern, Northumberland County, Oakville, Orillia & Area, Ottawa, Oxford and Norfolk, Peterborough City and County, Prescott/Russell, Quinte, Renfrew County, Rural Frontenac, Lennox & Addington, Rural Hastings, Sarnia – Lambton, Scarborough, Scarborough North, Scarborough South, South Etobicoke, South Simcoe, South West Mississauga, Stormont/Dundas/Glengarry, Sudbury–Manitoulin–Parry Sound, Toronto, Wellington, Windsor – Essex, York - Toronto, York Region